Can You Refinance a Paid-Off House in Arizona? 2026 Guide

Published on: 08/06/2026

Yes, you can refinance a paid-off house in Arizona, but lenders treat it as a cash-out refinance, usually up to 80% of your home's value. Here is how it works in Phoenix and Scottsdale. Pillar Mortgage Group, NMLS #2700076

Cash-Out Refinance vs. HELOC in Arizona: Which Is Better in 2026?

Published on: 06/03/2026

Cash-out refinance vs. HELOC in Arizona 2026: which is better for tapping home equity? Pillar Mortgage Group breaks down rates, costs, and the right pick for Scottsdale and Phoenix homeowners.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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FHA loans
VA loans
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